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FHA

Freedom offers a variety of programs including:

  • FHA Freedom First For first-time homebuyers. Financing with FICOs from 500 with 10% down. Borrowers with no FICOs are permitted for maximum financing.
  • FHA Freedom First Streamline
  • First Time Homebuyer Program Up to 98.25% total LTV including financed UFMIP. Minimum 580 FICO with tri-merge credit report. 90 Day Lock option available!
  • FHA Streamline Refinance with a minimum 550 FICO with NO APPRAISAL.
  • FHA Fixed terms 15 Year, 20 Year, 25 Year, and 30 Year terms. Odd terms allowed down to 240 months.
  • FHA ARM programs 3/1 and 5/1 ARM. Margin: 2.25. Caps 1/1/5. Index: 1 Year treasury. Floor: 2.25. 3.5% cash down with 98.25% total LTV financed UFMIP. 580 Minimum credit score.
  • FHA ARM Streamline Refinance with a minimum 550 FICO with NO APPRAISAL.

Please see product guides for complete product eligibility requirements. Contact your Account Executive for details.

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