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VA

Freedom Mortgage is proud to support our veterans and active duty military across 50 states, Puerto Rico and Washington, D.C.

Freedom offers a variety of programs including:

  • VA Freedom First For eligible Veterans and active duty military. Maximum financing with FICO scores from 500-549 or no scores.
  • VA Freedom First IRRRL
  • Purchase Program Up to 100% LTV plus funding fee. Minimum 550 FICO with tri-merged credit report.
  • VA IRRRL Refinance with NO APPRAISAL. Minimum 550 FICO with tri-merged credit report. No Max LTV/CLTV.
  • VA Fixed terms include: 15 Year, 20 Year, 25 Year, and 30 Year terms. Odd terms allowed down to 240 months. Up to 100% LTV cash out transactions with a 550 FICO!
  • VA Jumbo 20, 25, and 30 Year Fixed terms. Jumbo 5/1 and 3/1 ARMs available. Maximum 100% LTV for all transactions.
  • VA ARM programs 3/1 and 5/1 ARM. Margin: 2.25. Caps 1/1/5. Index: 1 Year treasury. Floor: 2.25. Max 100% LTV plus funding fee with 550 FICO.

Please see product guides for complete product eligibility requirements. Contact your Account Executive for details.

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