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Conventional Loans*
Our extensive conventional options help you serve a full spectrum of borrowers and property types - from first-time borrwers to savvy investors.
- Fixed rate, LTV to 97% for first time homebuyers
- Fixed rate, cash out refinance LTV to 80% (1-unit primary residence)
- Conforming and high balance/Super conforming
VA Loans*
As a national leader in VA lending, you are perfectly positioned to offer Veteran borrowers the special benefits of our VA purchase, refinance, jumbo and IRRRL options.
- Standard loan amounts (up to $806,500) and Jumbo Loans.
- A minimum credit score of 580.
- A maximum LTV of 100%; no maximum for IRRRL transactions.
FHA Loans*
Our FHA expertise has made Freedom Mortgage the #1 FHA lender in the nation.1
- Maximum LTV/CLTV of 96.5% (98.25% with UFMIP)
- DTI determined by AUS
- HUD REO properties with escrow holdbacks
1Inside Mortgage Finance, Jan.-Mar., 2025.
USDA Loans*
Freedom Mortgage's USDA Guaranteed Loan Program features no down payments for homes in suburban and rural areas.
- Purchase and refinance
- 100% Maximum LTV
- FICOs down to 600
Premier Jumbo*
Our new Premier Jumbo Fixed Rate product designed to provide you with a competitive purchase/refinance solution for this important market niche.
- Maximum 89.99% LTV/CLTV (Purchase, Rate/Term, Up to $1.5 million, 1 Unit, Single Family, includes PUD/Condo/Co-Op, Minimum 740 Credit Score)
- No Mortgage Insurance required
- No maximum cash out amount on Primary and Second Home Cash Out Refinances
* Eligibility requirements apply and are subject to change. Please see AllRegs or call your Account Executive for complete details.