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Loan options that fit all of your borrower's needs

In addition to human-focused customer service and experienced industry professionals, Freedom Mortgage offers you a full slate of wholesale mortgage options to bring to your borrowers. Learn more about our comprehensive range of loan products.

Conventional Loans*

Our extensive conventional options help you serve a full spectrum of borrowers and property types - from first-time borrowers to savvy investors.

    • Fixed rate, LTV to 97% for first time homebuyers
    • Fixed rate, cash out refinance LTV to 80% (1-unit primary residence)
    • Conforming and high balance/super conforming
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VA Loans*

As a national leader in VA lending, you are perfectly positioned to offer Veteran borrowers the special benefits of our VA purchase, refinance, jumbo and IRRRL options.

    • Standard loan amounts (up to $548,250) and Jumbos
    • A minimum credit score of 580
    • A maximum LTV of 100%; no maximum for IRRRL transactions
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FHA Loans*

Our FHA expertise has made Freedom Mortgage the #1 FHA lender in the nation.1

    • Maximum LTV/CLTV of 96.5% (98.25% with UFMIP)
    • DTI determined by AUS
    • HUD REO properties with escrow holdbacks

    1Inside Mortgage Finance, January - March 2021

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USDA Loans*

Freedom Mortgage's USDA Guaranteed Loan Program features no down payments for homes in suburban and rural areas.

    • Purchase and refinance
    • 100% Maximum LTV
    • FICOs down to 600
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Eligibility requirements apply and are subject to change. Please see AllRegs for complete details.

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Become a Client

Become a Client

Get the edge you need with the Freedom Mortgage Wholesale Division