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Overview

For your rural and suburban borrowers, the Freedom Mortgage Wholesale Division provides USDA-backed loan solutions with no down payment.

Key features of our USDA loan products

 
  • Purchase and refinance
  • 100% maximum LTV
  • FICOs down to 600
  • 1% up-front guarantee fee
  • 0.35% Annual fee (or the outstanding balance) for all transactions

USDA loan solutions

USDA fixed rate loans

USDA loans offer your borrowers competitive rates, 100% financing, and flexible requirements.

Download the Product Card below for additional details.

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USDA Streamline refinance

The USDA streamline refinance offers less paperwork and no minimum credit scores, so your homeowners can close their loan and lower their rate faster.

Download the Product Card below for additional details.

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Additional loan products

Conventional loans
Conventional loans

Provide your borrowers with a full spectrum of Freedom Mortgage’s innovative conventional loan solutions.
 

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VA loans
VA Loans

As a national leader in VA lending, you are perfectly positioned to offer special services and products to Veteran borrowers.
 

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FHA loans
FHA loans

Our long and innovative history of FHA expertise has made Freedom Mortgage the #1 FHA lender¹ in the nation.
 

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1Inside Mortgage Finance, Jan-Mar 2021