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Overview

The Freedom Mortgage Wholesale Division is proud to support veterans and active duty military personnel with VA loans backed by the U.S. Department of Veterans Affairs.

Key features of our VA loan program

 
  • Standard loan amounts (up to $548,240)
  • Jumbo loan amounts
  • A minimum credit score of 580
  • A maximum LTV of 100%; no maximum for IRRRL transactions
  • No monthly MI—one-time funding fee at closing
  • Option for seller to pay all closing costs
  • 1-4 unit primary residents
  • Fixed rate and adjustable-rate options
  • Maximum debt-to-income ratio of 43% for manually underwritten loans

VA loan solutions

VA Fixed and Adjustable Rate Loans

Help your VA borrowers secure a low rate with flexible requirements.

Download the Product Card below for additional details.

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VA IRRRL Loans

Offer significant savings and save time with our simplified submission process for your qualified veteran borrowers.

Download the Product Card below for additional details.

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Additional loan products

VA loans
Conventional loans

Provide your borrowers with a full spectrum of Freedom Mortgage’s innovative conventional loan solutions.

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FHA loans
FHA loans

Our long and innovative history of FHA expertise has made Freedom Mortgage the #1 FHA lender in the nation1.

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USDA loans
USDA Loans

Freedom Mortgage’s USDA Guaranteed Loan Program offers no down payments for homes in rural or suburban areas.

Learn more

1Inside Mortgage Finance, Jan-June 2021