Overview
The Freedom Mortgage Wholesale Division is proud to support veterans and active duty military personnel with VA loans backed by the U.S. Department of Veterans Affairs.
Key Features of Our VA Loan Program
- Standard loan amounts (up to $766,550)
- Jumbo loan amounts
- A minimum credit score of 580
- A maximum LTV of 100%; no maximum for IRRRL transactions
- No monthly MI—one-time funding fee at closing
- Option for seller to pay all closing costs
- 1-4 unit primary residents
- Fixed rate and adjustable-rate options
- Maximum debt-to-income ratio of 50% for manually underwritten loans
VA Loan Solutions
VA Fixed and Adjustable Rate Loans
Help your VA borrowers secure a low rate with flexible requirements.
Download the Product Card below for additional details.
Learn moreVA IRRRL Loans
Offer significant savings and save time with our simplified submission process for your qualified veteran borrowers.
Download the Product Card below for additional details.
Learn moreAdditional Loan Products
Conventional Loans
Provide your borrowers with a full spectrum of Freedom Mortgage’s innovative conventional loan solutions.
Learn more
FHA Loans
Our long and innovative history of FHA expertise has made Freedom Mortgage a top FHA lender in the nation1.
USDA Loans
Freedom Mortgage’s USDA Guaranteed Loan Program offers no down payments for homes in rural or suburban areas.
Jumbo Loans
Freedom Mortgage Wholesale Division offers jumbo loans to help borrowers finance a higher-priced property that exceeds the local conforming loan limit.
1Inside Mortgage Finance, Jan-June 2023.