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A Winning Gov’t (FHA, VA & USDA) Pricing Line Up!

May 23, 2019 Announcements

A Winning Gov’t (FHA, VA & USDA) Pricing Line Up!
Effective July 25, 2019

  • New - Many Improved FHA/VA FICO-based LLPAs from 550-650
  • Reminder - FHA/VA/USDA (.375) Incentive > = 620 FICO
  • Update – FHA Incentive Changes

New – Many Improved FHA/VA FICO-Based LLPAs

Plus – combine these LLPA improvements with additional incentives noted below!

FICO Old LLPA Improved LLPA LLPA Improvement Combine with More Incentives!
550-579 2.875 2.500 .375 (.250)*
580-619 2.625 2.250 .375 (.250)*
620-639 1.375 1.125 .250 (.250)* + (.375)**
640-650 .1250 0.000 .125 (.375)**

 

*FHA FICO 550-639 with LTV <=90%
** Government Purchase > = 620 FICO

 

Update – FHA Incentive Changes

  • Incentive for FHA FICO 550-639 with LTV <=90% reduced from (.500) to (.250)

  • Incentive for FHA FICO >=680 discontinued.

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